Cost of Treatment
Treatment fees can vary according to the severity of the malocclusion (imperfect bite) and the estimated length of time required for correction. Some individuals with very limited treatment needs can be treated for a few hundred dollars, while others with extensive treatment needs can expect a fee of several thousand dollars. Estimates of treatment fees are given at the initial examination. There is no fee for the initial examination (except individuals whose examination is specific for a TMJ disorder) and there is no obligation to pursue any recommended treatment.
Our office accepts reimbursement from dozens of insurance plans. We are a preferred provider for many plans as well. Here are just a few of the many companies that we work together with:
- Delta Dental
- United Concordia
- Cigna Dental PPO
- Superior Dental Care
Please keep in mind that there is no charge for an initial examination at our office*, and there is no obligation to pursue any treatment. At the time of the initial exam we are more than happy to advise patients about insurance benefits and assist them in researching expected insurance contributions. If you would like to discuss your specific insurance plan prior to an initial examination, please contact our office manager.
If Dr. Kolodziej is not designated as a preferred orthodontic provider in your particular plan, it is possible that an insurance benefit is still available. In many cases, there is no increase in the “out-of-pocket” cost for a patient who seeks treatment from an orthodontist who is not a “preferred” provider. For example, some insurance companies will pay for 60% of the orthodontic fee up to a maximum allowance of $1,000 if the orthodontist is in their “preferred” network. If the provider is not in the “preferred” network the insurance company might pay 40% of the treatment fee up to a maximum of $1,000. Therefore, in this example, if the treatment fee was $4,000, the patient would still receive the maximum allowance ($1,000) from the insurance company, regardless of whether or not the orthodontist was a “preferred” provider. In other cases, the insurance company may simply reduce the lifetime maximum benefit by a few hundred dollars. Every individual plan is unique.
* unless the exam is for TMJ / jaw-joint pain or for a patient who is in active treatment (braces) elsewhere but is seeking a second opinion
WE DO NOT PARTICIPATE IN "CARESOURCE" INSURANCE PLANS
We offer “in-house,” interest-free financing that is structured with an affordable down payment followed by monthly payments that can be spread over a period that typically ranges from 3 to 24 months. These payment plans are not reported to credit agencies.
Health, Wellness & Beauty Credit Card for Dental Procedure Financing
Think of CareCredit as your own health, wellness and beauty credit card. Whether it’s oral surgery, getting a crown or a general check up, you shouldn’t have to worry about how to get the procedures you want. That’s why we’re pleased to accept the CareCredit health, wellness and beauty credit card. CareCredit lets you say “Yes” to recommended surgical and non-surgical dental procedures, and pay for them in convenient monthly payments that fit your financial situation.
CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options* You can use your CareCredit card again and again for your dental needs, as well as at 195,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists and hearing specialists.
It’s free and easy to apply and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.
You’ll be smiling brighter in no time! Apply Now
*Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.